Comprehensive Pet Insurance
Complete Protection for Every Stage of Your Pet’s Life
Your pet deserves the best care, whether it’s an unexpected accident or an illness that needs treatment.
PawSafi’s Comprehensive Plan provides full protection, covering both accidents and illnesses, giving you peace of mind that your furry friend is always cared for.
Who Is This Plan For?
- Owners who want full protection for their pet’s health.
- Pets prone to illness or in their senior years.
- Families who want peace of mind knowing all vet costs are covered.
What’s Covered
The Comprehensive Plan protects your pet against a wide range of events:
- Accidental injuries (traffic accidents, falls, burns, electrocution, near-drowning, animal attacks, etc.)
- Illnesses and diseases (e.g., infections, organ issues, chronic conditions)
- Diagnostic tests like X-rays, CT/MRI, ultrasounds, and blood tests
- Prescription medications and treatments
- Hospitalisation, surgery, and emergency care
- Post-operative rehabilitation (physiotherapy/hydrotherapy)
- Radiation and chemotherapy treatments (where necessary)
Key Benefits
Our Comprehensive Plan is designed to give your pet full coverage for accidents, injuries, and illnesses, with 100% reimbursement of eligible vet bills.
This all-in-one plan ensures that your pet can get the treatment they need, while you stay worry-free about unexpected costs.
- Covers Accidents & Illnesses. From injuries to diseases, your pet is protected.
- 100% of Eligible Vet Bills Paid – Focus on care, not costs.
- Hospitalisation & Emergency Care. Includes surgeries and overnight stays.
- Diagnostics & Medications Covered. X-rays, lab tests, and prescriptions included.
- Post-Surgery Rehab. Up to 6 sessions of physiotherapy or hydrotherapy.
- Nationwide Vet Network. Valid at all PawSafi approved clinics.
Best Plans For Your Pets
Select a Plan and Safeguard Your Pet
A Quick Note About Our Prices: The prices you see here are just to give you an idea — your pet’s actual premium may vary a little depending on their age and details. For the most accurate and personalised quote, simply get in touch with us or register. We’ll be happy to help you find the best plan for your furry friend! 🐾
Basic Cover
- Ksh 100,000 annual benefit.
- Smart, affordable protection for the unexpected.
- Perfect for cautious pet parents who want peace of mind without overcommitting.
- Covers common injuries like fractures, burns, and minor surgeries.
Standard Cover
- Ksh 150,000 annual benefit.
- A balanced safety net for active pets.
- Gives your pet room to play — and you room to breathe.
- Covers more complex treatments like hospitalization, diagnostics, and surgical care while keeping monthly costs manageable.
Premium Cover
- Ksh 200,000 annual benefit.
- Maximum protection when your pet needs it most.
- Our highest level of accident and illness cover.
- Designed for high-energy or outdoor pets, multi-pet households, and pet parents who want the strongest financial protection available.
Basic Cover
- Save while staying covered.
- Get essential accident and illness protection with a one-time annual payment — no monthly tracking, just peace of mind all year round.
- Ideal for budget-conscious owners who prefer a set-and-forget plan.
Standard Cover
- Smart protection, smarter savings.
- Enjoy solid all-round cover for more complex treatment needs — and save 10% by paying in advance.
- A great balance of cover, cost, and convenience.
Premium Cover
- Maximum protection. Minimum hassle.
- Our most comprehensive plan with maximum annual limits and the biggest peace-of-mind.
- Best for active pets, frequent travellers, or multi-pet homes.
Scenario 1:
Renal illness (cat with kidney disease)
A 7-year-old cat presents lethargic and inappetent; admitted for diagnostics and stabilisation. Diagnosis: kidney disease (illness). Kidney disease is an illness, not an injury—so Accident Cover won’t respond. Comprehensive does: it pays for the diagnostics, hospital care, medicines, and rechecks shown below, while continuing to cover accidents through the year.
Scenario 2:
Tick fever (ehrlichiosis) in a dog
Tick-borne disease is a common illness in Kenya. Dogs can become suddenly weak, feverish, and lose appetite; prompt diagnostics and treatment are essential. Accident Cover does not apply here. Comprehensive Cover pays for the illness work-up, treatment, and follow-ups. Note: Parasite preventives are excluded from Wellness, but treatment of tick fever is covered under Comprehensive.
Protect your pet with our Comprehensive plan
Get Complete Peace of Mind Today
Give your pet the protection they deserve with PawSafi’s Comprehensive Plan. From unexpected accidents to serious illnesses, we’ve got you covered—so you can focus on what matters most: your pet’s health and happiness.
Full Accident & Illness Cover
100% of Vet Bills Paid
Diagnostics & Medications Included
Vaccination Cover
Maximum Protection for Your Pet
Fast & Hassle-Free Claims
*The prices displayed represent the minimum monthly and annual premiums available under each plan, based on pets aged 8 weeks to 4 years. Final premiums may vary depending on your pet’s age and species.
Use our quote tool to get a personalized premium instantly.
PawSafi
Comprehensive Policy FAQ
The Comprehensive Policy includes everything in the Accident Policy—injuries from accidents—plus:
Illnesses and chronic conditions
Diagnostic tests (e.g., X-rays, bloodwork, ultrasounds)
Hospitalisation and surgery
Prescribed medications
Follow-up treatment
Wellness benefits for preventative care
It’s our most complete protection for your pet's health.
No. PawSafi insurance is only valid at PawSafi Partner Clinics.
We're growing our network all the time, and vet onboarding is quick and simple. If your regular vet isn’t part of our network yet, let them know about us—or let us know and we’ll reach out.
Yes. Comprehensive includes full Accident Cover as well. That means if your pet is hit by a car, gets into a fight, or swallows something harmful—we’ll cover treatment.
No. PawSafi covers 100% of eligible vet bills (up to your benefit limit) with no excess. You won’t need to share the cost.
There’s a 14-day waiting period for illness-related claims.
There’s a shorter 48-hour waiting period for accident-related claims.
If you use a Partner Clinic, PawSafi will pay the vet directly.
Most claims are reviewed and paid within 7 working days, as long as all documents are provided.
es. The Comprehensive Policy does not cover:
Pre-existing conditions
Elective or cosmetic procedures
Pregnancy and breeding-related care
Non-essential wellness treatments like flea/tick prevention or deworming
Full exclusions are listed in the policy wording.
Yes, at renewal time you can switch to Accident-only if your pet is in good health. Just remember that illness cover will no longer apply, and any diagnosed conditions may be excluded if you upgrade again later.
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