Your Pet Care
Accidents happen when you least expect them
A playful moment, a sudden fall, a road incident or an accidental injury can quickly turn into an emergency vet visit. PawSafi Accident Only Cover helps protect eligible dogs and cats against the cost of unexpected accidental injuries, so you can focus on getting your pet the treatment they need.
Depending on your selected plan, eligible veterinary costs may include consultations, diagnostic tests, prescribed medication, hospitalisation and emergency surgery arising directly from a covered accident, up to your annual benefit limit. PawSafi also pays approved claims directly to participating partner clinics, helping reduce the pressure of paying a large veterinary bill upfront.
Affordable protection for unexpected emergencies
Choose between KES 75,000 or KES 100,000 in annual accident cover, with flexible monthly or annual payment options. The Accident Only plan is ideal for pet parents who want practical, budget-friendly protection against sudden injuries without paying for full illness cover.
Accident Only Plan
Affordable Protection for Life’s Unexpected Moments
Accidents can happen at any time, and unexpected veterinary bills can be stressful.
Our Accident Only plan is designed to give you peace of mind, covering the costs if your pet is injured in an accident.
This budget-friendly option ensures your pet receives the care they need without the worry of large, unplanned expenses.
What’s Covered
With the Accident Only plan, you are protected against:
- Injuries from car accidents or road incidents
- Accidental poisoning
- Cuts, wounds, and lacerations
- Bone fractures and dislocations
- Emergency veterinary treatment resulting from an accident
Key Benefits
Our Accident Only plan gives you confidence that your pet is protected from life’s unexpected mishaps.
Designed to cover the most common accidents and emergencies, it ensures your pet can receive prompt veterinary care without leaving you with large, unplanned expenses.
- Affordable Premiums
- Peace of Mind
- Fast & Simple Claims
- Nationwide Vet Network
Protect your pet with our Accident Only plan
Enjoy peace of mind knowing they’re covered
Accidents Covered
Veterinary Costs Paid
Diagnostics & Treatment
Emergency Surgery Covered
Flexible & Affordable
Fast & Hassle-Free Claims
PawSafi
Accident Policy FAQ
The Accident Policy covers vet expenses resulting from unexpected injuries, including:
Road traffic accidents
Cuts, wounds, and broken bones
Burns, electrocution, and choking
Animal fights and snake bites
Swallowed foreign objects
It also includes follow-up treatment, diagnostics, and prescribed medication related to the accident.
No. This policy is designed specifically for accidental injuries. If you're looking for illness coverage, check out our Comprehensive Policy.
No. PawSafi policies are only valid at PawSafi Partner Clinics.
We’re expanding the network regularly, and onboarding new clinics is fast and simple. If your preferred vet isn't yet in our network, feel free to tell them about us or let us know—we’ll do our best to bring them on board.
At our Partner Clinics, PawSafi pays the vet directly—you don’t need to pay out of pocket.
Most claims are settled within 7 working days after receiving all the necessary documentation.
No. There is no excess. PawSafi pays 100% of the covered bill up to the benefit limit for your chosen plan.
There is a 48-hour waiting period for accident coverage after your policy starts. Claims from injuries that happen during this period will not be covered.
Yes. The Accident Policy does not cover:
Pre-existing injuries
Injuries intentionally caused by the owner
Injuries from organised fighting or racing
Cosmetic or elective procedures
For a complete list, please review the full policy document.
Yes. You can upgrade at renewal time. Keep in mind that any injuries or conditions your pet had before switching may be considered pre-existing for illness cover.