Tailored pricing for dogs and cats — in just a few easy steps.

Get an Instant Quote for Your Pet's Insurance

The prices you see here are just to give you an idea — your pet’s actual premium may vary a little depending on their age and details. For the most accurate and personalised quote, simply register or get in touch with us. We’ll be happy to help you find the best plan for your furry friend! 🐾

Get Your Pet Insurance Quote


















01

Why Pet Insurance?

Accidents happen. From swallowed toys to broken bones, vet bills can pile up fast. Pet insurance helps you manage the unexpected, so your furry friend gets the care they need without delay.
02

Accident vs Comprehensive

Accident Cover protects against sudden injuries like car accidents or bites. Comprehensive Cover adds illness, diagnostics, and follow-ups — ideal for full health protection.
03

How We Calculate Your Quote

Your quote is based on your pet’s type, age, cover level, and payment option. Multi-pet discounts and annual savings are automatically included — so you always get fair, flexible pricing.
04

Why Choose PawSafi?

PawSafi partners with trusted veterinary clinics across Kenya to make pet insurance simple and stress-free. We pay clinics directly for approved claims, so there’s no paperwork for you — just fast support when your pet needs it most.
Coverage & Plans

Frequently Asked Questions

What is the difference between Accident and Comprehensive pet insurance?

Accident Policy covers unexpected injuries—like road traffic accidents, bites, or broken bones.
Comprehensive Policy includes everything in the Accident policy, plus cover for illnesses, diagnostics and ongoing treatments.

What types of pets can be insured?

We currently cover dogs and cats that are at least 8 weeks old and no older than 8 years at the time of sign-up.

Can I visit any vet?

No. PawSafi policies are only valid at PawSafi Partner Clinics.
We’re expanding the network regularly, and onboarding new clinics is fast and simple. If your preferred vet isn't yet in our network, feel free to tell them about us or let us know—we’ll do our best to bring them on board.

Is there an excess or co-payment?

No. PawSafi policies have zero excess—we cover 100% of the vet bill (up to your annual benefit limit), making it easier on your wallet when your pet needs care.

How are claims paid?

We pay the vet directly —usually within 7 working days.

What’s covered under the Accident Policy?

The Accident Policy covers:

  • Vet treatment for injuries caused by accidents

  • Emergency care and surgery

  • Medication and diagnostic tests related to the accident

  • Follow-up care for covered accidents

What’s covered under the Comprehensive Policy?

he Comprehensive Policy covers everything in the Accident Policy, plus:

  • Vet treatment for illnesses and chronic conditions

  • Diagnostic testing (e.g., bloodwork, X-rays)

  • Prescription medication

  • Hospitalisation

(Subject to your plan’s annual benefit limit and sub-limits.)

What is not covered?

Some common exclusions include:

  • Pre-existing conditions

  • Elective procedures (e.g., ear cropping)

  • Breeding or pregnancy-related care

  • Routine deworming and flea/tick treatment

  • Cosmetic surgeries

Please refer to the policy documents for a full list of exclusions.

Can I switch between Accident and Comprehensive plans later?

Yes, you can upgrade to a Comprehensive plan at any renewal period. However, any conditions diagnosed before switching may be considered pre-existing and excluded from new cover.

Is there a waiting period?

Yes.

  • Accident Policy: 48-hour waiting period from the start date.

  • Comprehensive Policy: 14-day waiting period for illness-related claims.

There is no waiting period for switching plans within the same policy type at renewal.

Are there sub-limits or caps?

Yes. While we pay 100% of the claim up to the annual benefit limit, certain treatment categories (like diagnostics or medication) may have sub-limits. These vary by plan type and tier.

How do I sign up?

You can get a quote and sign up directly on our website. You’ll need your pet’s basic details and your preferred vet clinic. Once approved, coverage starts immediately after the waiting period.

Sign in / Register